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Divorce can be complicated, frustrating, disappointing, expensive, along with a whole range of other emotions, as anyone who has endured this type of proceeding can attest. As difficult as the issues can be in a divorce proceeding, can you imagine what happens when divorce involves a child with a disability?
This issue of The ElderCounselor™ focuses on one case study to illustrate how much more difficult the issues can be when a child with a disability is involved in the marital split, and how important it is to have someone knowledgeable in government benefits and special needs planning issues participate in the proceedings.
Cotinue reading Special Needs Planning Issues Following Divorce
The federal government is working frantically to decrease spending in 2011 by making sweeping cuts to numerous federally funded programs, in order to avoid a government shutdown. Unfortunately, many of the changes proposed will negatively impact seniors. The cuts began in House Resolution 1 (HR 1), passed by the House last month as a long term continuing resolution to cut fiscal spending this year and keep the federal government from shutting down. But 2011 spending cuts are only the beginning. Next, focus will turn to the 2012 budget where a new round of cuts will likely take place, with potential far-reaching negative impacts on seniors.
Cotinue reading Federal Budget Cuts and the Impact on Seniors
The year 2010 was a busy one with many changes in the elder law, estate planning and special needs planning areas. We began the year with little congressional action and ended it with a flurry of activity. In this issue of The ElderCounselor™, we will review some of the most important changes that took place, and consider what may happen in the years to come.
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No one likes to think about the possibility of their own disability or the disability of a loved one. However, as we’ll see below, the statistics are clear that we should all plan for at least a temporary disability. This issue of The ElderCounselor™ examines the eye-opening statistics surrounding disability and some of the common disability planning options. Disability planning is one area where we can give each and every person and family we work with great comfort in knowing that, if the day comes for themselves or a loved one, they will be prepared.
Cotinue reading Planning for Disability
This month’s issue of The ElderCounselor™ examines the unique planning requirements of families with children, grandchildren or other family members (such as parents) with special needs. There are numerous misconceptions in this area that can result in costly mistakes when planning for special needs beneficiaries. Understanding the pitfalls associated with special needs planning is a must for all of us who assist families who have loved ones with special needs.
Cotinue reading 7 Tips for Helping Families with Special Needs